@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Playfair+Display:ital,wght@0,600;1,600&display=swap');

:root { --navy:#123b9b; --navy-2:#1b4fc3; --cream:#f2f6ff; --paper:#fbfcff; --sage:#b9d0ff; --mint:#e5edff; --coral:#ff765f; --gold:#ffd16a; --ink:#11275c; --muted:#637198; --line:#d7e0f4; }
* { box-sizing:border-box; }
html { scroll-behavior:smooth; }
body { margin:0; color:var(--ink); background:var(--paper); font-family:"DM Sans",sans-serif; }
a { color:inherit; }
.topbar { position:sticky; top:0; z-index:20; height:76px; display:flex; align-items:center; gap:40px; padding:0 clamp(20px,5vw,72px); color:white; background:rgba(18,59,155,.97); backdrop-filter:blur(12px); box-shadow:0 8px 30px rgba(18,59,155,.16); }
.brand { display:flex; align-items:center; gap:11px; margin-right:auto; text-decoration:none; }
.brand-mark { width:38px; height:38px; display:grid; place-items:center; border:1px solid rgba(255,255,255,.45); border-radius:50%; font-family:"Playfair Display",serif; font-size:21px; }
.brand strong,.brand small { display:block; }.brand strong { letter-spacing:.16em; font-size:14px; }.brand small { color:var(--sage); font-size:11px; text-transform:uppercase; letter-spacing:.13em; }
nav { display:flex; gap:28px; } nav a { color:#e8efff; text-decoration:none; font-size:13px; } nav a:hover { color:white; }
.nav-cta { padding:11px 18px; border:1px solid rgba(255,255,255,.35); border-radius:99px; text-decoration:none; font-size:13px; }
.hero { position:relative; min-height:calc(100vh - 76px); overflow:hidden; display:grid; grid-template-columns:minmax(0,.9fr) minmax(440px,1.1fr); align-items:center; gap:5vw; padding:60px clamp(24px,5vw,72px); color:white; background:linear-gradient(135deg,#0d3290 0%,#1b56d2 62%,#3f78e6 100%); }
.hero::after { content:""; position:absolute; inset:0; opacity:.09; background-image:linear-gradient(rgba(255,255,255,.5) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.5) 1px,transparent 1px); background-size:80px 80px; mask-image:linear-gradient(to right,transparent,black); }
.hero-glow { position:absolute; border-radius:50%; filter:blur(3px); }.hero-glow-one { width:520px;height:520px;right:-160px;top:-180px;background:rgba(255,209,106,.22); }.hero-glow-two { width:420px;height:420px;left:35%;bottom:-300px;background:rgba(185,208,255,.3); }
.hero-copy,.hero-photo { position:relative; z-index:1; }
.eyebrow { margin:0 0 14px; color:#315cb9; font-size:11px; font-weight:700; letter-spacing:.18em; text-transform:uppercase; }.eyebrow.light { color:#d7e4ff; }
h1,h2 { font-family:"Playfair Display",serif; font-weight:600; letter-spacing:-.035em; }
h1 { max-width:800px; margin:0; font-size:clamp(52px,7.2vw,105px); line-height:.94; }
.hero-lead { max-width:650px; margin:30px 0; color:#e4ecff; font-size:clamp(17px,1.55vw,22px); line-height:1.65; }
.hero-actions { display:flex; flex-wrap:wrap; gap:12px; }.button { display:inline-flex; align-items:center; justify-content:center; gap:18px; min-height:52px; padding:0 24px; border-radius:99px; font-weight:700; font-size:14px; text-decoration:none; transition:.2s; }.button:hover { transform:translateY(-2px); }.button-primary { color:white; background:var(--coral); }.button-ghost { color:white; border:1px solid rgba(255,255,255,.28); }
.hero-trust { display:flex; flex-wrap:wrap; gap:28px; margin-top:54px; color:#d7e4ff; font-size:12px; }.hero-trust span { display:flex; gap:8px; }.hero-trust b { color:var(--gold); }
.hero-photo { position:relative;align-self:stretch;min-height:590px;margin:0;overflow:hidden;border-radius:6px;box-shadow:0 35px 90px rgba(4,27,88,.28); }.hero-photo::after { content:"";position:absolute;inset:0;background:linear-gradient(to top,rgba(7,31,94,.78) 0%,rgba(7,31,94,.08) 48%,transparent 70%); }.hero-photo img { width:100%;height:100%;display:block;object-fit:cover;object-position:center; }.hero-photo figcaption { position:absolute;z-index:2;left:34px;right:34px;bottom:32px;color:white; }.hero-photo figcaption span,.hero-photo figcaption strong { display:block; }.hero-photo figcaption span { margin-bottom:8px;color:#dce7ff;font-size:11px;font-weight:700;letter-spacing:.16em;text-transform:uppercase; }.hero-photo figcaption strong { max-width:440px;font-family:"Playfair Display",serif;font-size:34px;line-height:1.1; }
.invitation-card { align-self:center; padding:34px; color:var(--ink); background:var(--cream); border-radius:2px; box-shadow:28px 28px 0 rgba(220,233,223,.09); transform:rotate(1.5deg); }.card-topline { display:flex; justify-content:space-between; color:#77847f; font-size:10px; letter-spacing:.16em; }.portrait-mark { width:82px;height:82px;display:grid;place-items:center;margin:42px 0 30px;border:1px solid #aab8af;border-radius:50%;font-family:"Playfair Display";font-size:26px; }.invitation-card blockquote { margin:0 0 22px; font-family:"Playfair Display",serif; font-size:30px; line-height:1.18; }.invitation-card p { color:#5d6b67; line-height:1.65; }.signature { margin-top:40px;padding-top:20px;border-top:1px solid #cfd6cf; }.signature span,.signature small { display:block; }.signature span { font-weight:700; }.signature small { margin-top:4px;color:#77847f; }
.signal-bar { display:grid; grid-template-columns:repeat(4,1fr); border-bottom:1px solid var(--line); background:white; }.signal-bar div { padding:30px 4vw; border-right:1px solid var(--line); }.signal-bar div:last-child { border-right:0; }.signal-bar strong,.signal-bar span { display:block; }.signal-bar strong { font-family:"Playfair Display",serif;font-size:19px; }.signal-bar span { margin-top:5px;color:var(--muted);font-size:12px; }
.senior-intro { background:linear-gradient(180deg,#f8faff 0%,#edf3ff 100%); }.senior-intro-lead { max-width:920px; }.senior-intro-lead h2 { max-width:900px;margin:0;font-size:clamp(42px,5.5vw,76px);line-height:1.02; }.senior-intro-lead p { max-width:780px;color:var(--muted);font-size:16px;line-height:1.75; }.senior-intro-lead .intro-large { margin-top:34px;color:var(--ink);font-size:20px;line-height:1.7; }.intro-highlight { display:grid;grid-template-columns:170px 1fr;gap:30px;align-items:start;max-width:1050px;margin:70px 0;padding:38px;color:white;background:linear-gradient(135deg,var(--navy),#3975e5);box-shadow:0 24px 65px rgba(18,59,155,.16); }.intro-highlight span { color:#dbe6ff;font-size:11px;font-weight:700;letter-spacing:.15em;text-transform:uppercase; }.intro-highlight strong { font-family:"Playfair Display",serif;font-size:clamp(28px,3vw,43px);line-height:1.2; }.intro-topics { max-width:1050px;border-top:1px solid var(--line); }.intro-topic { border-bottom:1px solid var(--line); }.intro-topic summary { display:grid;grid-template-columns:54px 1fr 30px;gap:20px;align-items:center;padding:27px 8px;cursor:pointer;list-style:none; }.intro-topic summary::-webkit-details-marker { display:none; }.intro-topic summary span { color:var(--coral);font-size:12px;font-weight:700; }.intro-topic summary strong { font-family:"Playfair Display",serif;font-size:25px; }.intro-topic summary i { color:var(--navy);font-size:24px;font-style:normal;text-align:center;transition:transform .2s; }.intro-topic[open] summary i { transform:rotate(45deg); }.intro-topic>div { max-width:800px;padding:0 55px 28px 82px; }.intro-topic p { margin:0 0 13px;color:var(--muted);line-height:1.72; }
.section { padding:120px clamp(24px,7vw,110px); }.section-heading { max-width:750px;margin-bottom:58px; }.section-heading h2,.concept-intro h2,.contact h2 { margin:0;font-size:clamp(39px,5vw,68px);line-height:1.03; }.section-heading>p:last-child,.concept-intro>p:last-child { max-width:620px;color:var(--muted);font-size:17px;line-height:1.7; }
.opportunity { background:var(--cream); }.opportunity-grid { display:grid;grid-template-columns:1.2fr .8fr;gap:18px; }.feature { min-height:290px;padding:34px;background:var(--paper);border:1px solid rgba(18,59,155,.09);box-shadow:0 18px 50px rgba(18,59,155,.05); }.feature-large { grid-row:span 2; min-height:598px;display:flex;flex-direction:column; }.feature-dark { color:white;background:linear-gradient(145deg,var(--navy),var(--navy-2)); }.feature-number { color:var(--coral);font-size:12px;font-weight:700; }.feature h3 { max-width:480px;margin:50px 0 15px;font-family:"Playfair Display",serif;font-size:31px; }.feature-large h3 { margin-top:auto;font-size:46px; }.feature p { max-width:600px;color:var(--muted);line-height:1.7; }.feature-dark p { color:#d5e2ff; }.mini-chart { height:100px;display:flex;align-items:end;gap:9px;margin-top:30px; }.mini-chart i { flex:1;background:var(--sage); }.mini-chart i:nth-child(1){height:25%}.mini-chart i:nth-child(2){height:39%}.mini-chart i:nth-child(3){height:51%}.mini-chart i:nth-child(4){height:72%}.mini-chart i:nth-child(5){height:100%;background:var(--coral)}
.concept { display:grid;grid-template-columns:.78fr 1.22fr;gap:8vw; }.concept-intro { position:sticky;top:120px;align-self:start; }.concept-list { border-top:1px solid var(--line); }.concept-row { display:grid;grid-template-columns:50px 1fr auto;gap:20px;align-items:start;padding:40px 0;border-bottom:1px solid var(--line); }.concept-row>span { color:var(--coral);font-size:12px; }.concept-row h3 { margin:0 0 10px;font-family:"Playfair Display",serif;font-size:29px; }.concept-row p { max-width:600px;margin:0;color:var(--muted);line-height:1.65; }.concept-row b { color:#81928d;font-size:10px;letter-spacing:.16em; }
.pricing-section { background:linear-gradient(180deg,#f4f7ff 0%,#e8efff 100%); }.pricing-grid { display:grid;grid-template-columns:repeat(3,1fr);gap:18px; }.price-card { padding:36px;background:white;border:1px solid rgba(18,59,155,.1);box-shadow:0 20px 55px rgba(18,59,155,.08); }.price-card>span { color:#456ab9;font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase; }.price-card strong,.price-card small { display:block; }.price-card strong { margin-top:42px;font-family:"Playfair Display",serif;font-size:44px;color:var(--navy); }.price-card small { color:var(--muted); }.price-card p { margin:30px 0 0;color:var(--muted);line-height:1.65; }.price-card-partner { border-top:5px solid #4c7de0; }.price-card-income { color:white;background:linear-gradient(145deg,var(--navy),#326fe0); }.price-card-income>span,.price-card-income small,.price-card-income p { color:#d9e5ff; }.price-card-income strong { color:white; }
.quote-section { padding:120px 30px;text-align:center;color:white;background:var(--coral); }.quote-section p { margin:0;font-family:"Playfair Display",serif;font-size:clamp(38px,5.4vw,74px);line-height:1.18; }.quote-section em { color:var(--navy); }
.equity-section { padding:110px clamp(24px,7vw,110px);color:white;background:var(--navy); }.equity-copy { max-width:760px; }.equity-copy h2 { margin:0;font-size:clamp(39px,5vw,68px);line-height:1.03; }.equity-model { display:grid;grid-template-columns:1fr auto 1fr auto 1.3fr;gap:24px;align-items:center;margin:60px 0 30px; }.equity-model>div { min-height:145px;padding:28px;border:1px solid rgba(255,255,255,.18); }.equity-model span,.equity-model strong { display:block; }.equity-model span { color:var(--sage);font-size:12px; }.equity-model strong { margin-top:24px;font-family:"Playfair Display",serif;font-size:34px; }.equity-model>i { color:var(--coral);font-size:25px;font-style:normal; }.equity-model .equity-highlight { color:var(--navy);background:var(--cream);border-color:var(--cream); }.equity-model .equity-highlight span { color:#6d7e78; }.equity-note { max-width:850px;margin:0;color:#b6c9c2;line-height:1.7; }
.ownership-section { display:grid;grid-template-columns:.85fr 1.15fr;gap:8vw;align-items:start;background:#f5f7ff; }.ownership-copy h2 { margin:0;font-size:clamp(39px,5vw,65px);line-height:1.04; }.ownership-copy>p:last-child { color:var(--muted);font-size:17px;line-height:1.75; }.ownership-card { padding:38px;background:white;border:1px solid rgba(18,59,155,.1);box-shadow:0 25px 70px rgba(18,59,155,.1); }.ownership-bar { display:flex;height:72px;overflow:hidden;border-radius:4px;color:white;font-weight:700; }.ownership-bar span { display:flex;align-items:center;justify-content:center;min-width:45px; }.holding-share { background:var(--navy); }.investor-share { background:var(--coral); }.other-share { background:#86a9ef; }.ownership-legend { display:grid;gap:15px;margin:28px 0 34px; }.ownership-legend div { display:grid;grid-template-columns:12px 1fr auto;gap:12px;align-items:center;padding-bottom:15px;border-bottom:1px solid var(--line); }.ownership-legend i { width:9px;height:9px;border-radius:50%; }.holding-dot { background:var(--navy); }.investor-dot { background:var(--coral); }.other-dot { background:#86a9ef; }.ownership-legend span { color:var(--muted);font-size:13px; }.ownership-legend strong { color:var(--ink);font-size:13px; }.investor-benefit { padding:26px;background:var(--cream);border-left:4px solid var(--coral); }.investor-benefit>span { color:#5270b0;font-size:10px;font-weight:700;letter-spacing:.13em;text-transform:uppercase; }.investor-benefit>strong { display:block;margin:12px 0;font-family:"Playfair Display",serif;font-size:25px;line-height:1.25; }.investor-benefit p { margin:0;color:var(--muted);font-size:12px;line-height:1.6; }
.scenario { background:#e7eee9; }.scenario-shell { display:grid;grid-template-columns:.85fr 1.15fr;overflow:hidden;background:white;box-shadow:0 30px 80px rgba(22,55,56,.11); }.scenario-controls { padding:44px; }.control { margin-bottom:34px; }.control-divider { padding-top:30px;border-top:1px solid var(--line); }.control>div,.control small { display:flex;justify-content:space-between;gap:18px; }.control label { font-size:13px;font-weight:600; }.control output { color:var(--coral);font-weight:700; }.control small { margin-top:8px;color:#889590;font-size:10px; }.control input { width:100%;margin:18px 0 0;accent-color:var(--coral); }.scenario-results { padding:48px;color:white;background:var(--navy); }.scenario-results>p { margin:0 0 34px;color:var(--sage);font-size:11px;letter-spacing:.16em;text-transform:uppercase; }.value-main span,.value-main strong { display:block; }.value-main span { color:#b9cbc5;font-size:13px; }.value-main strong { margin-top:10px;font-family:"Playfair Display",serif;font-size:clamp(44px,5vw,70px); }.result-grid { display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:45px 0 25px; }.result-grid div { padding-top:16px;border-top:1px solid rgba(255,255,255,.18); }.result-grid span,.result-grid strong { display:block; }.result-grid span { min-height:35px;color:#9fb5ae;font-size:11px; }.result-grid strong { margin-top:8px;font-size:18px; }.share-result { position:relative;display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:0 0 35px;padding:24px;background:rgba(220,233,223,.1);border:1px solid rgba(220,233,223,.15); }.share-result span,.share-result strong { display:block; }.share-result span { color:#a9beb7;font-size:11px; }.share-result strong { margin-top:7px;font-size:20px; }.share-result>b { position:absolute;right:16px;top:-12px;padding:6px 10px;color:var(--navy);background:var(--sage);border-radius:99px;font-size:10px;text-transform:uppercase; }.growth-line { height:5px;margin-bottom:20px;background:rgba(255,255,255,.12); }.growth-line i { display:block;width:0;height:100%;background:var(--coral);transition:width .4s; }.scenario-results>small { color:#91a7a0;line-height:1.5; }
.journey { background:var(--paper); }.steps { display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line); }.steps article { padding:38px;background:var(--paper); }.steps span { display:grid;place-items:center;width:36px;height:36px;color:white;background:var(--navy);border-radius:50%; }.steps h3 { margin:65px 0 12px;font-family:"Playfair Display",serif;font-size:28px; }.steps p { color:var(--muted);line-height:1.6; }
.contact { display:grid;grid-template-columns:1.2fr .8fr;gap:8vw;align-items:end;padding:110px clamp(24px,7vw,110px);color:white;background:var(--navy); }.contact-copy>p:last-child { max-width:650px;color:#b5c8c2;font-size:17px;line-height:1.7; }.contact-card { padding:36px;color:var(--ink);background:var(--cream); }.contact-card>span { color:var(--coral);font-size:11px;font-weight:700;letter-spacing:.13em;text-transform:uppercase; }.contact-card h3 { margin:25px 0;font-family:"Playfair Display",serif;font-size:34px; }.contact-card>a:not(.button) { display:block;margin:8px 0;color:#52635e;text-decoration:none; }.contact-card .button { margin-top:30px;color:white; }
footer { display:flex;justify-content:space-between;gap:20px;padding:24px clamp(24px,7vw,110px);color:#dbe6ff;background:#0d2d7a;font-size:11px; }
.scenario { background:#e8efff; }.scenario-shell { box-shadow:0 30px 80px rgba(18,59,155,.12); }.fixed-assumption { margin-bottom:34px;padding:24px;background:#eef3ff;border-left:4px solid var(--navy-2); }.fixed-assumption>span { display:block;color:#5870a5;font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase; }.fixed-assumption strong { display:block;margin-top:10px;color:var(--navy);font-family:"Playfair Display",serif;font-size:31px; }.fixed-assumption strong small { font-family:"DM Sans",sans-serif;font-size:12px;font-weight:500; }.fixed-assumption p { margin:12px 0 0;color:var(--muted);font-size:12px;line-height:1.55; }.fixed-valuation { border-left-color:var(--coral); }
.dividend-result { margin:0 0 35px;padding:25px;background:linear-gradient(135deg,rgba(255,209,106,.18),rgba(255,255,255,.07));border:1px solid rgba(255,209,106,.35); }.dividend-heading { display:flex;justify-content:space-between;gap:20px;align-items:center;margin-bottom:22px; }.dividend-heading span { color:#dce7ff;font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase; }.dividend-heading strong { color:var(--gold);font-size:13px; }.dividend-grid { display:grid;grid-template-columns:repeat(2,1fr);gap:18px; }.dividend-grid div { padding-top:14px;border-top:1px solid rgba(255,255,255,.17); }.dividend-grid span,.dividend-grid strong { display:block; }.dividend-grid span { min-height:30px;color:#b9c9ee;font-size:11px; }.dividend-grid strong { margin-top:5px;color:white;font-size:21px; }
.reveal { opacity:0;transform:translateY(24px);transition:opacity .7s ease,transform .7s ease; }.reveal.visible { opacity:1;transform:none; }
@media(max-width:900px){nav{display:none}.hero{grid-template-columns:1fr;padding-top:70px}.hero-photo{min-height:520px}.signal-bar{grid-template-columns:1fr 1fr}.opportunity-grid,.concept,.scenario-shell,.contact,.ownership-section{grid-template-columns:1fr}.pricing-grid{grid-template-columns:1fr}.equity-model{grid-template-columns:1fr}.equity-model>i{transform:rotate(90deg);text-align:center}.concept-intro{position:static}.steps{grid-template-columns:1fr}.feature-large{min-height:460px}.scenario-results{min-height:430px}}
@media(max-width:560px){.topbar{height:66px}.nav-cta{display:none}.hero{min-height:auto;padding:20px 20px 60px}.hero-copy{padding-top:18px}.hero-trust{display:grid}.hero-photo{order:-1;min-height:330px;margin:0 -20px 18px;border-radius:0}.hero-photo img{object-position:55% center}.hero-photo figcaption{left:22px;right:22px;bottom:22px}.hero-photo figcaption strong{font-size:28px}.signal-bar{grid-template-columns:1fr}.signal-bar div{border-right:0;border-bottom:1px solid var(--line)}.section{padding:80px 20px}.intro-highlight{grid-template-columns:1fr;margin:45px 0;padding:28px}.intro-topic summary{grid-template-columns:32px 1fr 24px;gap:10px;padding:23px 0}.intro-topic summary strong{font-size:21px}.intro-topic>div{padding:0 0 24px 42px}.opportunity-grid{grid-template-columns:1fr}.feature-large{grid-row:auto;min-height:430px}.concept-row{grid-template-columns:35px 1fr}.concept-row>b{display:none}.scenario-controls,.scenario-results{padding:30px 22px}.result-grid,.share-result,.dividend-grid{grid-template-columns:1fr}.dividend-heading{align-items:flex-start;flex-direction:column}.result-grid span{min-height:0}.contact{padding:80px 20px}footer{flex-direction:column}.hero-actions .button{width:100%}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important}.reveal{opacity:1;transform:none;transition:none}}